Financial planning… Isn’t that based on cold, hard facts and scientific reasoning? Surely feelings and emotions don’t have much to do with investing? We think they do. And here’s why. A little thing called human behaviour gets involved, you see. Only it’s not so little. Human beings are highly complex systems, motivated by many different […]
Latest News from Radcliffe Cooper
This section is regularly updated to bring you news of important developments in financial planning matters.
The tax year will end on April 5th. Are you confident that you have made appropriate preparations and maximised your tax allowances? Here are some of the allowances that you should consider: The Marriage Allowance You can transfer £1,250 of your Personal Allowance to your spouse or civil partner if they earn more than you […]
China grabbed the headlines again in January, but this time not for trade. On 31st December, the Chinese authorities had notified the World Health Organisation of an outbreak of pneumonia in Wuhan City, Hubei Province. Today the country is in lockdown, the death toll is rising fast, the number of infected is rising faster. The […]
The end of the decade saw the US/China trade dispute continue to make plenty of headlines. However with Donald Trump signing a long-awaited ‘phase one’ agreement on 15th January, it appears 2020 could see tensions ease. Trump is currently due to travel to China later in the year, where ‘phase two’ of the deal will […]
Do you know where your will is? Even more importantly, do the people who will act as your executors, in the event of your death, know where your will is stored? The recent discovery at Lloyds Banking Group that 9,000 wills had been left in storage and not passed on to customers serves as a […]
Being part of the sixth largest lender in the whole of the UK can be a challenge. Especially when you’re completely unregulated and financial qualifications are a rarity. But it hasn’t stopped the Bank of Mum and Dad from lending or gifting over £6.3 billion in 2019. A report, published in January 2019 by the […]
Do you find yourself counting down to Friday each week – even when it’s only Monday morning? Do you wish you could ditch the daily commute and long hours at the office? Have you got a secret desire to drive across America or buy a second home in the South France? If one of your […]
The beginning of November saw the World Trade Organisation authorise China to put $3.6bn (£2.8bn) of tariffs on US goods. The following week it was reported that a potential trade deal between the two countries could see tariffs ‘rolled back’. However by the middle of November Donald Trump was threatening to increase tariffs further still […]
Do you know what your options will be at retirement? Private medical insurance (PMI) is a crucial part of a long term retirement strategy that requires careful consideration because your health is equally as vital as your finances, if not more so. Who are IHCS? We at Radcliffe Cooper Limited are working closely with Independent […]
We’re familiar with the gender gap in pensions for adults but there is evidence that this actually starts much earlier on. According to data from HMRC, parents and grandparents are more likely to save into a boy’s pension than a girl’s. A Freedom of Information request by Hargreaves Lansdown revealed that 13,000 girls aged 15 […]