A happy retirement doesn’t just happen by itself. You’ve got to make it happen, and that involves lots of careful planning and asking yourself what you really want from your post-working life. The most obvious answer to that question is money, as we’ll all want financial security when we retire. But that’s not all. We’ll […]
Latest News from Radcliffe Cooper
This section is regularly updated to bring you news of important developments in financial planning matters.
Overall Market Backdrop, July The new quarter brought with it newfound positivity for developed equity markets; seeing strong gains with the S&P 500 leading the way with 8.97%. While equity markets showed promising returns in July there was still evidence of a slowing global economy coupled with inflation reaching new highs. The US 10-Year Treasury […]
Financial knowledge and awareness can affect countless aspects of our lives, from being able to budget for our weekly food shop and pay bills, to meeting our mortgage payments and having enough money to live off during retirement. So why are so few people receiving proper guidance and education on how to manage their finances? […]
Do you know how much your home has gone up in value since you bought it? If you purchased your house more than 20 years ago, chances are it’s worth a great deal more than it was originally. According to Aviva, the average value of a property owned by 65 to 74-year-olds is now £287,000. […]
Coronavirus restrictions forced many of us to fundamentally change how we live and work, which in turn affected how we spend our money. With socialising being out of the question, travel restrictions meaning we couldn’t go on holiday, and stay-at-home rules forcing those who could do so to work from home, many of us simply […]
Introduction As many readers know, this Bulletin is written from notes we compile throughout the month. One of the most interesting aspects of this is the occasional feeling of ‘was that really this month’ as we start to write the Bulletin. So it was this month. The race to replace Boris Johnson seems to have been going […]
Overall Market Backdrop for June Bear markets continued to run in June with all Global markets ending in the red zone fuelled by growth concerns, inflation and volatility. Central banks are showing a united front in having a hawkish stance to battle inflation. While the US 10-Year Treasury yields did end up higher at […]
If your glass is by nature half-empty, you didn’t need to look far for confirmatory information last month. Energy bills were going up – and are set to rise even further in October. Inflation was up again – with grocery inflation hitting its highest level for 13 years, And, of course, the National Insurance rises […]
In the second week of June, the Organisation for Economic Co-Operation and Development (more commonly just the OECD) published an alarming report. The headline writers seized on it. ‘UK economy set to flatline next year,’ was the Mail headline, pointing out that the OECD had predicted the UK would do worse than every other country in G20 […]
The UK is far from alone as it struggles with soaring inflation, as fiscal policymakers in Europe are also looking at keeping rising costs under control. The European Central Bank (ECB) recently confirmed that it plans to increase interest rates for the first time in more than a decade. At the moment, the main policy […]