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Retirement should be the time in your life where you’re able to relax and enjoy the fruits of your labour throughout your working life. However, simply paying into your savings or a pension for when you retire might not allow you to do this if you’re not putting enough away. But what does “enough” look […]

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July Market Commentary

Published on 13 July, 2017 by in Financial Planning

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June was a fairly quiet month. Well, apart from the chaotic General Election in the UK. Oh – and the decisive win for Emmanuel Macron in the French parliamentary elections. And the start of the Brexit negotiations. And Italy was forced to bail out two more banks. President Trump pulled out of the Paris climate […]

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Defined benefit (DB) pension schemes continue to be a hot topic in the business and financial worlds as an increasing number of people seek to transfer their pensions from a DB scheme. Recent figures suggest that more than four out of five (83%) of financial advisers in the UK have seen an increased demand for […]

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Whilst the country takes in the latest developments in the ongoing saga that is contemporary British politics, one question that many will be looking for answers to, is how the result of the general election is likely to affect them financially. It’s inevitable that savings and shares will be impacted upon in some way by […]

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A recent study by HSBC has revealed the main financial worries of the ‘millennial’ generation, recognised as those born between 1980 and 1997. As its title suggests, the ‘Future of Retirement’ survey focuses primarily on how millennials feel about how they are preparing for life after work, but also delves into the wider issues around […]

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June Market Commentary

Published on 6 June, 2017 by in Financial Planning

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As we wrote last year, ‘It is tempting to think that Brexit is the only game in town.’ Cross out ‘Brexit’ and replace it with ‘General Election’ and the sentiment holds good. But the rest of the world keeps turning – or in May, grinding to a halt as the WannaCry ransomware attack hit more […]

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A recent report has suggested that the ‘Bank of Mum and Dad’ will be lending their children over £6.5 billion this year in order to help them onto the property ladder. The projected figure is around £1.5 billion higher than the £5 billion loaned by parents to their offspring in 2016, demonstrating an increase of […]

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Whilst contactless payment may still feel like a relatively new phenomenon, the first card to offer this capability – Barclaycard’s OnePulse, which combined a credit card with the Oyster card used on London transport systems – celebrates the tenth anniversary of its launch later this year. Making a contactless payment for small purchases now feels […]

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Your retirement should be something you look forward to: a time when you can reward yourself for the years of hard work you’ve put into your career, your family and anything else you’ve spent time and effort on throughout your life. But retiring successfully can be trickier than it might first seem. So, whether you’re […]

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May Market Commentary

Published on 15 May, 2017 by in Financial Planning

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Introduction It’s difficult to know where to begin this month. In France? Where Emmanuel Macron, the centrist candidate, successfully defeated the far right’s Marine le Pen to become the youngest ever French president, at just 39. In the UK? Where, having declared several times that she saw no need for a General Election, Theresa May […]

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