4 saving habits of millionaires

Published on 13 February, 2017 by in Financial Planning

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There are no shortcuts or guarantees when it comes to achieving self-made millionaire status. That said, it can’t hurt to look at the financial habits of those who have managed to do just that to try and boost your own coffers. Here are our top tips from looking at those who’ve become millionaires by age […]

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January Market Commentary

Published on 20 January, 2017 by in Financial Planning

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Introduction At the start of 2016, Brexit was seen as unlikely and President Trump was seen as impossible. David Cameron was busy negotiating a deal with his European counterparts which would surely secure a comfortable majority for the ‘Remain’ camp – and while Donald Trump might manage a few wins in the primaries, he’d eventually […]

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The housing market is set for a slow start in the new year due to a shortage of homes for sale, according to a survey by the Royal Institute of Chartered Surveyors (RICS). Although property transactions may increase at the beginning of 2017 after slowing since the spring, the survey suggests that any acceleration is […]

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A recent study has revealed that almost a third of the population are putting no money at all into savings. The report by the Social Mobility Commission found that 31% of people in Britain have nothing left to save at the end of every month, with 4% saving under £10. Around half save £100 or […]

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Whilst New Year’s resolutions are always made with the best of intentions, the truth is that they often prove difficult to keep beyond the first few weeks in January. The main reason for this is that the goals we set ourselves are admirable but simply too lofty to achieve. It’s far better to choose a […]

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Junior ISAs turn five

Published on 13 December, 2016 by in Financial Planning

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1st November, this year, marked the fifth anniversary of the Junior ISA (JISA), which allows parents to save money for their child which will be accessed when they come of age. JISAs continue to grow in popularity: 738,000 accounts had more than £920 million paid into them over the 2015/16 tax year. But, as with […]

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December Market Commentary

Published on 13 December, 2016 by in Financial Planning

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Introduction Well, for the second time this year the pollsters and the bookmakers had it spectacularly wrong. First Brexit, now President-elect Donald J Trump. By 306 Electoral College votes to 232 the 70 year old billionaire overturned the predictions and beat Hillary Clinton. Yes, there is still the small matter of challenges to the result […]

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A recent study has found that the average house in the UK now takes 91 days to sell. The figure is cited in the ‘City Rate of Sale’ report conducted by the Centre for Economic and Business Research (CEBR) and the Post Office, which examines the average amount of time properties are on the market […]

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Figures released last month have revealed that over one in ten (11%) of working people have yet to begin paying into a pension pot. Worryingly, this includes nearly one in ten people in the 51-65 age bracket. The average age at which most people expect to begin saving towards their pension is 46, and almost […]

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Autumn Statement Overview 2016

Published on 24 November, 2016 by in Radcliffe Cooper

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Introduction The New Chancellor For the last six years, the government’s Budget and Autumn Statement have been synonymous with George Osborne – but as we all now know, the former Chancellor fell victim to Theresa May’s post-Brexit reshuffle. In fact, with his Tatton constituency likely to be impacted under the proposed boundary changes, our former […]

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