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Being part of the sixth largest lender in the whole of the UK can be a challenge. Especially when you’re completely unregulated and financial qualifications are a rarity. But it hasn’t stopped the Bank of Mum and Dad from lending or gifting over £6.3 billion in 2019. A report, published in January 2019 by the […]

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Do you find yourself counting down to Friday each week – even when it’s only Monday morning? Do you wish you could ditch the daily commute and long hours at the office? Have you got a secret desire to drive across America or buy a second home in the South France? If one of your […]

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December Market Commentary

Published on 10 December, 2019 by in Financial Planning

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The beginning of November saw the World Trade Organisation authorise China to put $3.6bn (£2.8bn) of tariffs on US goods. The following week it was reported that a potential trade deal between the two countries could see tariffs ‘rolled back’. However by the middle of November Donald Trump was threatening to increase tariffs further still […]

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Do you know what your options will be at retirement? Private medical insurance (PMI) is a crucial part of a long term retirement strategy that requires careful consideration because your health is equally as vital as your finances, if not more so.  Who are IHCS? We at Radcliffe Cooper Limited are working closely with Independent […]

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We’re familiar with the gender gap in pensions for adults but there is evidence that this actually starts much earlier on. According to data from HMRC, parents and grandparents are more likely to save into a boy’s pension than a girl’s. A Freedom of Information request by Hargreaves Lansdown revealed that 13,000 girls aged 15 […]

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Christmas seems to come round earlier and earlier each year. Retailers start tempting ‘early gifters’ as soon as the Back to School stock has disappeared. And competitive Christmas light displays begin appearing in some neighbourhoods from as early as November. While this may run the risk of detracting from the main event, some preparation is […]

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November Market Commentary

Published on 14 November, 2019 by in Financial Planning

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The beginning of October brought us the Conservative Party conference and a plethora of promises and fiery speeches. Meanwhile world stock markets were tumbling on fears of a global sell-off and the US/Europe tariff war joining the US/China dispute. By the middle of the month President Trump declared himself ‘optimistic’ about trade talks with China. […]

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The 50p has been in circulation for over fifty years. It was the world’s first seven-sided coin and was introduced to replace the ten shilling note. The humble 50p was no stranger to controversy upon its entry into the pockets of the population, with one headline, back in the 60s, referring to it as ‘a […]

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Do you feel like you just go to work day in, day out, with the weeks quickly turning to months and the months to years? If that’s the case, you may be going through life with a vague notion that your pension contributions will be enough to give you a comfortable retirement without having done […]

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Back to 60 campaigners fight on

Published on 14 November, 2019 by in Financial Planning

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The campaigning group, Back to 60, has lost their fight at the High Court to seek redress for the inequality around the state pension age, which affects women who were born in the 1950s. The group was claiming that the increase in the state pension age was discriminatory and put women at a severe disadvantage […]

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