Every year, we spend our hard-earned money on all sorts of essentials and non-essentials, from food and utility bills to holidays and evenings out. So it’s interesting to observe how much people prioritise what might be termed discretionary purchases even when the economy is going through tough times and money is tight. According to data […]
As the world becomes more and more interconnected and we routinely use digital means of making payments, it’s more important than ever to be aware of the risks this can present. From identity theft and fraud to cybercrime and money laundering, criminals have many different ways of targeting unsuspecting victims and obtaining their hard-earned cash. […]
The beginning of a new year is always a good time to take stock and think about what you want to get out of life. With that in mind, it’s a perfect opportunity to look again at your financial goals, and get into good habits that help you work towards these outcomes. So what realistic […]
Overall Market Backdrop, December: In December, the Office for National Statistics (ONS) disclosed that the consumer price index experienced a 3.9% annual rise in November, marking a notable decline from the 4.6% in October and the 6.7% increase in September. During its December meeting, the Bank of England (BoE), with a majority of 6-3, opted […]
Introduction As the new year gets underway, there are positive signs that the inflation crisis around the world is finally starting to ease. But this doesn’t seem to have been accompanied by a surge in economic growth in many crucial markets. In fact, growth seems stubbornly slow in some countries. As always, let’s take a […]